Lease vs Buy Car Calculator
Compare after-tax lease cost with financed purchase cost, resale equity, maintenance and time value over a common ownership horizon.
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transparent result
Calculator inputs
Lease vs Buy Car Calculator results
How the calculation works
Net buy cost = down payment + payments + maintenance − resale equity; lease cost = due at signing + payments + end fees.
What to verify
Taxes, insurance, mileage charges, residual uncertainty and opportunity cost should be added for a final decision.
How accurate is this calculator?
It is a transparent planning calculation based on the entered values and stated assumptions. Verify inputs and obtain professional or supplier confirmation where the decision is consequential.
Does it use U.S. defaults?
Yes. U.S. units, terminology, pricing conventions and rules are the primary defaults where location matters.
Is data sent to a server?
No. The calculation runs locally in the browser and does not send entered values to a remote calculation service.